Wassell Resume
James Wassell
325 Woodruff Ave * Syracuse, New York 13203 * Tel: ------------ * E-mail: ------------
PROFESSIONAL EXPERIENCE
Community Bank, Dewitt, NY Nov. 2017 – Present
Commercial Credit Underwriter II
Community Bank is a full service financial institution operating more than 230 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts.
Evaluate the credit worthiness of businesses and determine their ability to repay loans and lines of credit, including those used to purchase equipment and other goods. Duties include developing financial profiles, investigating credit histories and perform annual collateral and covenant compliance analysis.
FEDEX Ground, Syracuse, NY 2011 – Nov. 2017
International Operations Manager
Manages the day-to-day and long-term operations and staff within a FedEx Ground (FXG) hub. Responsible for ensuring efficient package sortation through the management of Package Handlers and achieving successful results by maintaining productive relationships with employees. The International Operations Manager also manages administrative employees and functions and ensures administrative processes are compliant with FXG policies and procedures and governmental regulations.
Commercial Credit Risk Analyst, 2002 – 2013
Financial/Credit Risk Analyst with thirteen years of experience in financial and credit analysis, banking, manufacturing and general accounting. Trained in all aspects of credit analysis including; middle market, C & I, and real estate from gathering and analyzing to final presentation. Effectively communicates and interacts with all levels of management. Strong analytical skills and is attentive to detail.
First Niagara Bank, Syracuse, NY 2006 – May 2013 Mid-sized Community Bank providing risk management, investments, and insurance in addition to customer based banking services.
• Initiated, developed cost benefit model and had upper management approval for use of dual monitors for all credit analysts. Dual monitors made more efficient use of analyst’s time.
• Conducts accurate and objective write-ups based upon detailed analysis of financial data including gathering, analyzing and interpreting all types of personal and financial information on existing and prospective customers and portfolios.
• Investigates and analyzes credit.
• Credit Risk Scoring
• Monitors customer accounts and loan portfolios through annual reviews in order to maximize credit quality and minimize risk and potential loss.
• Perform statement analysis and prepare thorough and objective loan presentations to Relationship Managers / Loan Officers and committees for use in the making of lending decisions on new, renewal and extension loans.
• Ensure compliance with loan policies and bank regulations.
• Annual collateral and covenant compliance analysis
Solvay Bank, Solvay, NY 2002 – 2006 Small Community Bank providing banking services, insurance and investments to the banking community.
• Same duties as above.
James Wassell PAGE TWO
B. G. Sulzle, Inc., North Syracuse, NY 2000-2002
Manufacturer of surgical needles and related products with a global customer base.
Financial Analyst, 2000-2002
Responsibilities include contract compliance, rebate analysis, accounts payable and receivable, invoicing, export documentation, collections, analysis of revenue and general ledger accounts, Letters of credit and special projects.
• Exposed a $56,000 accounts receivable discrepancy resulting in the recovery of $48,000.
• Developed credit analysis procedure for all new customers generating a recommended credit limit and terms.
• Initiated credit limits on all customers through sales analysis, manufacturing lead-time and customer payments behavior.
• Designed ratio analysis from customer financial statements substantiating recommendation from credit analysis.
• Cultivated a relationship with EX-IM Bank, a U. S. government bank, to guarantee international receivables from countries with unstable economies.
EDUCATION
Syracuse University, Bachelor of Science
Major: Accounting
Onondaga Community College, Associate of Science
Major: Business
COMPUTER SKILLS
Microsoft Excel, Microsoft Word, Microsoft PowerPoint, Silverlake, Global Wave, Lotus 1-2-3, Minitab,
D-Base, Word Perfect, Peachtree, Saber, Symix, AS400, Moody’s Financial Analyst, Baker Hill and Zeus
COMPANY AND SELF-SPONSORED COURSES / SEMINARS
RMA – Ratio Trend Analysis
RMA – Analyzing Balance Sheet & Income Statement
RMA – Cash Flow Analysis
RMA – Intermediate Financial Statement Analysis
RMA – Structuring Commercial Loans
RMA – Lending to Medical Practices
RMA – Analyzing Construction Contractors
RMA – Lending to Non-Profit Organizations
RMA – Understanding & Interpreting Real Estate Appraisals
RMA – Analyzing Personal Financial Statements and Tax Returns
RMA – Problem Real Estate Loans
A/R Seminar – National Seminars Group
Excel I – B.O.C.E.S.
Excel II – B.O.C.E.S.
Excel III – B.O.C.E.S.
Bank of America – Letters of Credit
Bankersonline – Common Mistakes in UCC Filings
Member – Syracuse University Alumni Association
Member – Institute of Management Accountants
James Wassell
325 Woodruff Ave * Syracuse, New York 13203 * Tel: ------------ * E-mail: ------------
PROFESSIONAL EXPERIENCE
Community Bank, Dewitt, NY Nov. 2017 – Present
Commercial Credit Underwriter II
Community Bank is a full service financial institution operating more than 230 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts.
Evaluate the credit worthiness of businesses and determine their ability to repay loans and lines of credit, including those used to purchase equipment and other goods. Duties include developing financial profiles, investigating credit histories and perform annual collateral and covenant compliance analysis.
FEDEX Ground, Syracuse, NY 2011 – Nov. 2017
International Operations Manager
Manages the day-to-day and long-term operations and staff within a FedEx Ground (FXG) hub. Responsible for ensuring efficient package sortation through the management of Package Handlers and achieving successful results by maintaining productive relationships with employees. The International Operations Manager also manages administrative employees and functions and ensures administrative processes are compliant with FXG policies and procedures and governmental regulations.
Commercial Credit Risk Analyst, 2002 – 2013
Financial/Credit Risk Analyst with thirteen years of experience in financial and credit analysis, banking, manufacturing and general accounting. Trained in all aspects of credit analysis including; middle market, C & I, and real estate from gathering and analyzing to final presentation. Effectively communicates and interacts with all levels of management. Strong analytical skills and is attentive to detail.
First Niagara Bank, Syracuse, NY 2006 – May 2013 Mid-sized Community Bank providing risk management, investments, and insurance in addition to customer based banking services.
• Initiated, developed cost benefit model and had upper management approval for use of dual monitors for all credit analysts. Dual monitors made more efficient use of analyst’s time.
• Conducts accurate and objective write-ups based upon detailed analysis of financial data including gathering, analyzing and interpreting all types of personal and financial information on existing and prospective customers and portfolios.
• Investigates and analyzes credit.
• Credit Risk Scoring
• Monitors customer accounts and loan portfolios through annual reviews in order to maximize credit quality and minimize risk and potential loss.
• Perform statement analysis and prepare thorough and objective loan presentations to Relationship Managers / Loan Officers and committees for use in the making of lending decisions on new, renewal and extension loans.
• Ensure compliance with loan policies and bank regulations.
• Annual collateral and covenant compliance analysis
Solvay Bank, Solvay, NY 2002 – 2006 Small Community Bank providing banking services, insurance and investments to the banking community.
• Same duties as above.
James Wassell PAGE TWO
B. G. Sulzle, Inc., North Syracuse, NY 2000-2002
Manufacturer of surgical needles and related products with a global customer base.
Financial Analyst, 2000-2002
Responsibilities include contract compliance, rebate analysis, accounts payable and receivable, invoicing, export documentation, collections, analysis of revenue and general ledger accounts, Letters of credit and special projects.
• Exposed a $56,000 accounts receivable discrepancy resulting in the recovery of $48,000.
• Developed credit analysis procedure for all new customers generating a recommended credit limit and terms.
• Initiated credit limits on all customers through sales analysis, manufacturing lead-time and customer payments behavior.
• Designed ratio analysis from customer financial statements substantiating recommendation from credit analysis.
• Cultivated a relationship with EX-IM Bank, a U. S. government bank, to guarantee international receivables from countries with unstable economies.
EDUCATION
Syracuse University, Bachelor of Science
Major: Accounting
Onondaga Community College, Associate of Science
Major: Business
COMPUTER SKILLS
Microsoft Excel, Microsoft Word, Microsoft PowerPoint, Silverlake, Global Wave, Lotus 1-2-3, Minitab,
D-Base, Word Perfect, Peachtree, Saber, Symix, AS400, Moody’s Financial Analyst, Baker Hill and Zeus
COMPANY AND SELF-SPONSORED COURSES / SEMINARS
RMA – Ratio Trend Analysis
RMA – Analyzing Balance Sheet & Income Statement
RMA – Cash Flow Analysis
RMA – Intermediate Financial Statement Analysis
RMA – Structuring Commercial Loans
RMA – Lending to Medical Practices
RMA – Analyzing Construction Contractors
RMA – Lending to Non-Profit Organizations
RMA – Understanding & Interpreting Real Estate Appraisals
RMA – Analyzing Personal Financial Statements and Tax Returns
RMA – Problem Real Estate Loans
A/R Seminar – National Seminars Group
Excel I – B.O.C.E.S.
Excel II – B.O.C.E.S.
Excel III – B.O.C.E.S.
Bank of America – Letters of Credit
Bankersonline – Common Mistakes in UCC Filings
Member – Syracuse University Alumni Association
Member – Institute of Management Accountants