Finance
Education
Master in Finance (MFIN) Expected March 2020
Hult International Business School | Boston, Massachusetts
Master of Business Administration (MBA) Expected August 2019
Hult International Business School | Boston, Massachusetts
• Dean’s List
Bachelor in Accounting (BA) June 2016
Instituto Brasileiro de Mercado de Capitais (IBMEC) | Belo Horizonte, Brazil
Bachelor in Business Administration (BBA) December 2013
Instituto Brasileiro de Mercado de Capitais (IBMEC) | Belo Horizonte, Brazil
Experience
BANCO BRADESCO S/A—Belo Horizonte, Brazil 2012 – 2018
Relationship Manager – Corporate & Investment Banking (2017-2018). Managed relationships with over 15 corporate conglomerates; revenues valued over USD 90M; operated in logistics, food & beverage, metals & mining and construction segments.
• Advised and offered solutions in investment banking, treasury management, institutional investments and working capital financing; managed loans and investments portfolios valuing USD 120M and USD 155M, respectively.
• Increased credit loans by 30% (~ USD 35M) during a recessionary year.
• Delivered on average USD 600K net income monthly, a 16% growth over previous year and 6% higher than target.
• Led USD 40M debt restructuring process, including negotiating guarantees and loan terms, for 2 companies attempting to avoid bankruptcy and defaulting bank loans.
• Presented monthly average of 6 credit proposals to Bradesco’s Executive Committee.
• Recruited, trained and supervised 3 junior commercial banking analysts.
Assistant Relationship Manager – Corporate & Investment Banking (2012-2017). Elaborated monthly financial performance reports to board of directors. Prepared lending agreements, term sheets and credit proposals averaging USD 20M. Wrote 60+ research papers about multiples industries.
• Reduced on average 75% of 5 client’s bank expenses by coordinating projects aiming implementation of treasury services and cash management.
• Drafted a credit proposal and negotiated financial terms such as interest rate, maturity and guarantees of a USD
600M loan used to finance Fiat Chrysler’s new plant construction in Brazil. Plant valued over USD 2B.
• Acted as analyst of Bradesco’s international underwriting team in a USD 1B bond issuance process for CEMIG, largest integrated energy company in Brazil.
• Planned and co-managed a project to create a multinational area in Bradesco’s Belo Horizonte Office. Conducted back office implementation, established processes and delegated roles. Prospected 3 American clients.
• Mentored, trained and provided guidance to 4 interns, reducing by 40% office’s training expenses.
Additional Information
Languages: Portuguese (native), Spanish (native), English (proficient)
Study Abroad prior MBA: Mexico (2000-2007); United States (2007-2008)
Courses: Credit Analysis & Capital Markets (FIA – São Paulo), Management by the Numbers (MBTN)
Certifications: CFA Level I Candidate (CFA Institute), CPA 20 (Brazil’s Banking Certification - ANBIMA)
Volunteer Experience: Globestrong Program (Volunteer and Financial Consultant)
Education
Master in Finance (MFIN) Expected March 2020
Hult International Business School | Boston, Massachusetts
Master of Business Administration (MBA) Expected August 2019
Hult International Business School | Boston, Massachusetts
• Dean’s List
Bachelor in Accounting (BA) June 2016
Instituto Brasileiro de Mercado de Capitais (IBMEC) | Belo Horizonte, Brazil
Bachelor in Business Administration (BBA) December 2013
Instituto Brasileiro de Mercado de Capitais (IBMEC) | Belo Horizonte, Brazil
Experience
BANCO BRADESCO S/A—Belo Horizonte, Brazil 2012 – 2018
Relationship Manager – Corporate & Investment Banking (2017-2018). Managed relationships with over 15 corporate conglomerates; revenues valued over USD 90M; operated in logistics, food & beverage, metals & mining and construction segments.
• Advised and offered solutions in investment banking, treasury management, institutional investments and working capital financing; managed loans and investments portfolios valuing USD 120M and USD 155M, respectively.
• Increased credit loans by 30% (~ USD 35M) during a recessionary year.
• Delivered on average USD 600K net income monthly, a 16% growth over previous year and 6% higher than target.
• Led USD 40M debt restructuring process, including negotiating guarantees and loan terms, for 2 companies attempting to avoid bankruptcy and defaulting bank loans.
• Presented monthly average of 6 credit proposals to Bradesco’s Executive Committee.
• Recruited, trained and supervised 3 junior commercial banking analysts.
Assistant Relationship Manager – Corporate & Investment Banking (2012-2017). Elaborated monthly financial performance reports to board of directors. Prepared lending agreements, term sheets and credit proposals averaging USD 20M. Wrote 60+ research papers about multiples industries.
• Reduced on average 75% of 5 client’s bank expenses by coordinating projects aiming implementation of treasury services and cash management.
• Drafted a credit proposal and negotiated financial terms such as interest rate, maturity and guarantees of a USD
600M loan used to finance Fiat Chrysler’s new plant construction in Brazil. Plant valued over USD 2B.
• Acted as analyst of Bradesco’s international underwriting team in a USD 1B bond issuance process for CEMIG, largest integrated energy company in Brazil.
• Planned and co-managed a project to create a multinational area in Bradesco’s Belo Horizonte Office. Conducted back office implementation, established processes and delegated roles. Prospected 3 American clients.
• Mentored, trained and provided guidance to 4 interns, reducing by 40% office’s training expenses.
Additional Information
Languages: Portuguese (native), Spanish (native), English (proficient)
Study Abroad prior MBA: Mexico (2000-2007); United States (2007-2008)
Courses: Credit Analysis & Capital Markets (FIA – São Paulo), Management by the Numbers (MBTN)
Certifications: CFA Level I Candidate (CFA Institute), CPA 20 (Brazil’s Banking Certification - ANBIMA)
Volunteer Experience: Globestrong Program (Volunteer and Financial Consultant)