Richard Lopez Resume
Richard Lopez
109 W. Amberley Drive
Round Lake, IL 60073
Phone: ------------
Email: ------------
OBJECTIVE: To join a company with a responsible position where there is potential and unlimited growth. I am an excellent team leader as well as an independent worker. I retain information well and am very reliable. I am very motivated to do various duties.
QUALIFICATIONS
Detailed Oriented Excellent Communication Skills
Outstanding Customer Service Skills
Ability to work in a fast-paced environment
Knowledge of computer programs: Excel, Word, MSP, Black Knight, and Spreadsheets.
EMPLOYMENT
Ringside Report January 2018-Present
Writer
• Writing Boxing and MMA articles for ------------
Dovenmuehle Mortgage, Inc., Lake Zurich, IL February 2019-Present
Compliance Associate
• Supports a comprehensive program for compliance risk controls and reviews throughout the organization to ensure companywide compliance with consumer lending and mortgage banking and related servicing laws and regulatory matters at the federal and state level.
• Recommends, develops and implement changes to existing and proposed procedures, policies, and programs, oversees revision, reparation and dissemination of new and updated compliance standards and procedures.
• Provides assistance to various departments in the formulation of forms and disclosure documents for compliance with all policies and procedures.
Loss Mitigation Underwriter/Team Lead February 2013-February 2019
• Responsible for reviewing Borrower Response Packages for various workout options within 21 days or less.
• Ensure the borrower has provided full financial disclosure and confirm that there are no financial discrepancies in the documentation provided by the borrower.
• Once review is complete, we utilize the workout analysis platform, to offer retention foreclosure alternatives if the borrower is eligible.
• Submit the best eligible workout option available under applicable guidelines to the borrower based on the documentation submitted.
• Submit proposal/recommendation to investor for client decision.
• Work with various teams within the department to ensure completeness and accuracy of loan modifications/forbearance plans.
Foreclosure Team Lead June 2009-February 2013
• Responsible for monitoring loans that have been referred to an attorney to initiate a foreclosure action.
• Working with the foreclosure attorneys and clients in all issues related to the foreclosure
• Duties in the foreclosure process include: ordering BPO’s/appraisals, providing sale inspection results, request HUD extensions if needed for FHA loans in order to protect the lender for any losses, preparing bidding instruction figures for the foreclosure sale to the client in a timely matter, process attorney invoices related to the foreclosure and notify investor of sale results within 24 hours.
• Training new employees and assist staff with all escalated issues in the foreclosure area.
Collections Counselor August 2007-June 2009
• Calling on and reducing delinquent mortgage accounts.
• Making phone calls to customers with FHA loans to assist on repayment plans.
• Other duties include: ordering appraisals, ordering title searches, handling foreclosure evaluations, and to handle all investor requests that we service in a timely manner.
Long Beach Mortgage, Itasca, IL June 2005-August 2007
Loan Coordinator I
• Analyze new loan documentation and to board all loans within one day or less turn around time.
• Duties include data entry, verifying HMDA info, reviewing the appraisal for any defects and to order appraisal reviews and flood certificates.
• Maintaining or exceeding the goal of setting up 13 files or more a day and staying consistent as a high producer with little errors.
Ameriquest Mortgage, Vernon Hills, IL May 2005-June 2005
Mortgage Associate
• Originate, source, develop, package, and close real estate secured loans.
• Gather, review and analyze loan documents, maintain contact with customers throughout loan submission, approval and funding processes and deliver documents to branch processing staff.
EDUCATION
Studied at College of Lake County
1998 High School Diploma, Grayslake High School
Richard Lopez
109 W. Amberley Drive
Round Lake, IL 60073
Phone: ------------
Email: ------------
OBJECTIVE: To join a company with a responsible position where there is potential and unlimited growth. I am an excellent team leader as well as an independent worker. I retain information well and am very reliable. I am very motivated to do various duties.
QUALIFICATIONS
Detailed Oriented Excellent Communication Skills
Outstanding Customer Service Skills
Ability to work in a fast-paced environment
Knowledge of computer programs: Excel, Word, MSP, Black Knight, and Spreadsheets.
EMPLOYMENT
Ringside Report January 2018-Present
Writer
• Writing Boxing and MMA articles for ------------
Dovenmuehle Mortgage, Inc., Lake Zurich, IL February 2019-Present
Compliance Associate
• Supports a comprehensive program for compliance risk controls and reviews throughout the organization to ensure companywide compliance with consumer lending and mortgage banking and related servicing laws and regulatory matters at the federal and state level.
• Recommends, develops and implement changes to existing and proposed procedures, policies, and programs, oversees revision, reparation and dissemination of new and updated compliance standards and procedures.
• Provides assistance to various departments in the formulation of forms and disclosure documents for compliance with all policies and procedures.
Loss Mitigation Underwriter/Team Lead February 2013-February 2019
• Responsible for reviewing Borrower Response Packages for various workout options within 21 days or less.
• Ensure the borrower has provided full financial disclosure and confirm that there are no financial discrepancies in the documentation provided by the borrower.
• Once review is complete, we utilize the workout analysis platform, to offer retention foreclosure alternatives if the borrower is eligible.
• Submit the best eligible workout option available under applicable guidelines to the borrower based on the documentation submitted.
• Submit proposal/recommendation to investor for client decision.
• Work with various teams within the department to ensure completeness and accuracy of loan modifications/forbearance plans.
Foreclosure Team Lead June 2009-February 2013
• Responsible for monitoring loans that have been referred to an attorney to initiate a foreclosure action.
• Working with the foreclosure attorneys and clients in all issues related to the foreclosure
• Duties in the foreclosure process include: ordering BPO’s/appraisals, providing sale inspection results, request HUD extensions if needed for FHA loans in order to protect the lender for any losses, preparing bidding instruction figures for the foreclosure sale to the client in a timely matter, process attorney invoices related to the foreclosure and notify investor of sale results within 24 hours.
• Training new employees and assist staff with all escalated issues in the foreclosure area.
Collections Counselor August 2007-June 2009
• Calling on and reducing delinquent mortgage accounts.
• Making phone calls to customers with FHA loans to assist on repayment plans.
• Other duties include: ordering appraisals, ordering title searches, handling foreclosure evaluations, and to handle all investor requests that we service in a timely manner.
Long Beach Mortgage, Itasca, IL June 2005-August 2007
Loan Coordinator I
• Analyze new loan documentation and to board all loans within one day or less turn around time.
• Duties include data entry, verifying HMDA info, reviewing the appraisal for any defects and to order appraisal reviews and flood certificates.
• Maintaining or exceeding the goal of setting up 13 files or more a day and staying consistent as a high producer with little errors.
Ameriquest Mortgage, Vernon Hills, IL May 2005-June 2005
Mortgage Associate
• Originate, source, develop, package, and close real estate secured loans.
• Gather, review and analyze loan documents, maintain contact with customers throughout loan submission, approval and funding processes and deliver documents to branch processing staff.
EDUCATION
Studied at College of Lake County
1998 High School Diploma, Grayslake High School