Mid level associates
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Mid level associates

NITU SMITA DAS
MBA & BUSINESS DATA ANALYTICS
2A WOODSIDE DR Durham, NH 03824
Status: US Permanent Resident
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Phone: ------------
PROFILE SUMMARY:
Over 9 years of experience in various roles such as a financial consultant , business lead, and financial data strategist( data modelling & mining) and with background leveraging MBA( Finance) and master in Commerce & Technology credentials and hands-on experience in quantitative / statistical analysis, budgeting, accounting, and forecasting, modeling, and currencies fluctuation risk.
EDUCATION
• LLM, Master of Law, (Commerce & Technology, Business Laws, Intellectual property), May 2015 University of New Hampshire Law School, Concord, NH, USA

• ?MBA (Emphasis on Finance/ International Finance), & Data Analytics (Minor) May 2017?Peter T. Paul College of Business and Economics, University of New Hampshire, Durham, NH, USA
Present Work Experience:
Financial consulting project /Advisor for a Fortune 100 company (Sept 2018- Jan 2019)
• Market analysis, identifying whether the company is cash generative before and after financing cost, IRR, NPV, any potential for generating more cash flow in future, to identify the company’s stock holding position, debtor management policy, creditors, as well as settlement policies
• EBITA, cash flows plus liabilities management, ratio analysis, financial Planning and forecasting, market trend analysis, revenue and cost synergy, Financial modelling and budgeting, developing different scenarios revenues earnings, EPS impact, and effective tax rate impact
• High level of financial presentation using sophisticated visual tools
• Handling Q&A sessions of shareholders and stakeholders

Technical skills
• Financial Analysis, sale analysis, Forecasting , Market analysis, Budgeting Business planning, Financial Modelling, Valuation & M&A, Reporting, Month-End-Close, Capital Planning, IRR, NPV, Project management, Due Diligence, Project Planning & Analysis, Financial large data analysis, Financial trends analysis, Proficient in statistical analysis and software for analyzing large business data sets, and Presenting financial reports professionally by written and orally by using latest visual-aids and SAP
• Designed revenue forecast model to reduce time and make the process more accurate
• Analyzed and recommended optimization model to save cost in company operation and taking into
consideration of opportunity cost.
• Provide assistance and enable departments estimate post spin-off revenue and cost synergies
• Financial reporting and analysis, accounting, Budgeting, P&L optimization which may be valued in half a millions
• Assist in Monitoring, and other control activities, which included compliance, risk management program and project, payback rate analysis
• Conducted financial research by using different financial market electronics platforms e.g Bloomberg, journals & articles, analyzes financial performance against objectives, and determines emerging financial trends/ market trends

• Qualitative and quantitative analysis ( using stat analysis & softwires) of cost minimization target of company by strategic determination of outsourcing( Market equilibrium analysis, cost- benefit analysis, and opportunity cost analysis

MBA PROJECTS-
• Independent project with UNH Department head of Finance, prof. Steven Ciccone, Financial analysis
on Public traded company and future strategic movement( due diligence, synergy analysis, Financial
statement analysis, Warren Buffet’s divined model, Compliance Sarbanes- Oxley. (2016-2017)
• Worked on e trade simulation software to track investment returns
• Qualitative and quantitative analysis of cost minimization target of company by strategic determination of outsourcing( Market equilibrium analysis, cost- benefit analysis, and opportunity cost analysis)
• Profit from sale analysis projects by using tableau and R,& SQL, and SAP
• Pricing analysis of products by using r software
• Data breach analysis by using R and Tableau


Past Work Experiences (Key Highlights)
LIBERTY MUTUAL as a Financial Operation representative/analyst March 2018- 29t- August 1st)
Interacting with internal departments, brokers, and/or third-party administrators to resolve account disputes/ business reporting, collect outstanding balances and currency fluctuation analysis
Analyzing account activity and providing exhibits that support account statements and ad-hoc reports; and, financial queries, identifying/analyzing cash flow opportunities
Financial analysis by using advanced MS Excel (Vlookup, pivot table, Matching & indexing, modeling- goal seek, what if analysis, sensitivity analysis by using solver, Optimization) which leads to increase cash flow and efficiency; Demographics ( Dashboard) analysis for cash flow opportunities ( data analysis)
Consolidate and analyze monthly results providing recommendation for process improvement to increase cash flow and looking after financial transactions/ reporting( internal auditing)

Partner with market stakeholders to ensure the availability and integrity of all financial information/reporting to customers.
H&R block as an Associate (Sept 2017 March 10, 2018)
Responsibility-
Financial reporting, overall finance, financial statement modeling, ROI, tax, risk analysis, compliance (Due diligence) , tax analysis of brokerage firms and consulting regarding risk of currency fluctuation,
Analyze sales revenues, costs, expenses, and tax rates for all business units of leading process automation company. Develop detailed spreadsheets to identify trends and develop forecasts. Consolidate and analyze monthly results and budgets. Providing recommendations on short- and long-range ROI.
• Provided reports to the commercial team (Excel, VB Script, Macro, decision tree, optimization using palisade software, SAP)
• Budgeting, outlooks, and also forecast monthly closing, business analysis and financial statement, modeling, and discount cash flow analysis.
• Strong understanding of cross-country takeovers, risks of currency fluctuation, future option market and hedging risks as well as international transaction taxes
• Monitoring, and other control activities, which included compliance, risk management program and project, payback rate analysis
Work as strategist ( Life Insurance Corporation of India, 2008-2009
• Worked with business units and other stakeholders to gather business information using techniques like interviews, work sessions, storyboarding, and prototyping about investment opportunities, while considering legal issues
• Critically evaluated budgeting and monthly forecasting, scenario analysis
• Provided strategic advice on project scope, project goals, product functionality, and desired features for solving business
legal problems, setting business strategy, and making commercial deals( pay back analysis)
• Evaluated strategic moves by comprehending customer needs/issues, analyzing business processes, and assisted in evaluating alternatives, and determined appropriate strategic take over options to expand the business
• Working extensively on Seller-Side Emerging and Acquisition deal analysis( due diligence)

• Commercial transactions, setting strategy, commercial deal and project evaluation and benchmark analysis
Work as financial Analyst / Consultant (Indiabulls, 2007-2008)
Indiabulls is the foremost-diversified conglomerate with businesses spread over real estate, financial services, and securities.
• Read and analyzed incoming reports and memos to determine their importance and provided executive summaries for monthly reports, using SQL for data manipulation and extraction of information for reports
• Identified and assisted in resolving business issues, finding strategic gaps, and effectively enabling delivery and support of applications
• Prepared and reviewed legal documents, modeling decision trees, and coordinated between finance and legal teams
• Provided status reports regarding client’s cases and consulted on legal matters involving current/future expenditure
• Prepared written valuation reports for clients on specific business information, economic and financial analysis, and summarizing methods, assumptions, and conclusions for client’s future business strategies
• Prepared legal and financial analysis of default cases and prepared documents for debt recovery matters
• Researched and advised companies for strategic mergers and corporate compliance
Work as a Financial Analyst/ Consultant (Tata Consultancy Services, 2006-2007
• Drafted several business analysis including procurement and assisted in negotiating terms and conditions of contracts
• Followed up with the end-use customer or vendor for completed documents of software support and software maintenance contracts and used SQL and SAP for data manipulation and information extraction for reports
• Reviewed third party documents to ensure they are approved versions of agreed between parties
• Worked with the legal team to outline any changes required to standard approved documents, and completed contracts
for accuracy and compliance
• Successfully obtained verbal verification, when necessary, regarding contracts
• Developed and implemented compliance program policies and procedures
• Assisted in the preparation, negotiation, and execution of all subcontract agreements, non-disclosure agreements, and
joint venture agreements
• Identified contract risks and created plans to mitigate or eliminate such risks
• Assisted in identification, development, and implementation of new contract policies
Other work as a Financial and compliance associate (2000-2005):
• Worked on legal and financial contracts for Pfizer India (2004-2005 Dec)
• Worked with various New Delhi based law firms, 2000-2004, (e.g. Bhattacharya and associates, R. N. Mittal and Co.)
• Major works: Handled legal procedural aspects of many cases, replying to legal corporate memos, legal searches, assisted in corporate matters, for example, monopoly, company registration, assisted in depositions of cases, provided required legal clarifications to clients about cases
Language Skills, Professional Language
• English, Hindi, and Oriya (Proficient in writing and speaking all three languages)


SOFTWARE SKILLS
• SQL
• Requirement gathering & analysis
• User acceptance testing
Process flow
• Data Flow Diagram-wireframe
• Advance Excel, Power Presentation
• R
• Data modelling tools, Data mining & machine learning

• SAP
• Harvard’s profit analysis from sale simulation software
• Tableau
• H&R block home grown Software