Fred Barnabe Resume
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Fred Barnabe Resume

FRED E BARNABE
602 S Piatt St. • Monticello, Illinois 61,856
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FINANCIAL SERVICES MANAGEMENT

Successful Credit Union Director, Treasurer and Business Office Manager with over 15 years of experience guiding local credit unions to maximized profitability through expert management and expanded service offerings. Proven strong abilities in Employee Supervision and Leadership, assessing business strategy and implementing improvements to process and service. Skilled at increasing revenue, employee morale and customer satisfaction. Adept in cost control initiatives, including audit compliance, fraud detection, vendor contract negotiation, structure reorganization and creative solutions.

Business Strategy • Budgets & Cost Control • Change Management • Merger Oversight
Loan Processing in a Risk Based Lending Program • Procedure Improvement • Contract Negotiation • Marketing Opportunities Innovative Solutions • Staff Hiring & Development • Fraud Detection • Banking Laws & Audit Compliance • Community Education • Customer Service • Reporting & Organization

JOB FUNCTIONS ACCOUNTABLE FOR:

1. All Accounts Payable/Accounts Receivable/General Ledger Accounting – Using Quick Books
2. I was the credit union representative involved with the examiners and auditors for all CPA Audits and NCUA Exams
3. All credit union Policies and Procedures were created and updated with Board Approval
4. All Accounting Procedures and Reconciliations were completed monthly, and daily as needed
5. All Hiring, Supervising, Training, and Evaluating Personnel
6. I processed and approved approximately 75% of all Loans through 15 years and handled all Collection activities
7. I prepared all Financial Forecasts, Annual Budgets and Monitored them monthly with Board Approval using GAAP Accounting policies and Procedures
8. Upon a need in serving our members when we were short-staffed, I handled all Teller Duties
9. I was IT and Marketing Manager
10. I monitored all credit union activities to make sure that we were doing everything possible to serve our members and to exceed their expectations.
11. I will work closely with any Board to make sure that I am doing whatever it takes to satisfy their expectations for their credit union.
12. Experience working with FISERV, Bradford – Scott and RC Olmstead Data Processors.
13. Official Notary Commissioned until 2023



PROFESSIONAL EXPERIENCE
H AND R BLOCK Tax Professional Continued Training Class – September 2019 TO December 2019

SJ BROADCASTING, Urbana, Illinois – Started December 2018 till August 2019 – Business Office Manager. Duties Include Daily Credit Card and Check Deposits, Monthly Billing and Payroll Accounting. Using Quick Books, and Adobe Acrobat for all Reports and Organizing the Monthly Board Packet,

H AND R BLOCK Tax Professional Class – August 2018 TO December 2018. Tax Professional Class completed Successfully with Employment Position Earned.

ADVANTAGE ONE CREDIT UNION, Morrison, Illinois – July 2017 to September 2017
Transitional CEO for a $20 Million Credit Union!



SANGAMO CHAPTER CREDIT UNION, Springfield, Illinois • 2014
Interim Branch Manager for a $10 Mil Asset Credit Union
Evaluated business strategy, operations and activities, and built targeted solutions to control costs and increase profitability. Coordinated with credit union partners, board members and upper management to negotiate successful merger deal. Enhanced procedures and service offerings, including shortened loan process, and new auto loan rate structures. Improved employee morale and customer satisfaction.

• Saved 6% in annual costs through streamlining job descriptions and negotiating utilities.
• Increased monthly loans 10% on average.
• Orchestrated branch Saturday closure, saving 8% monthly and improving employee morale.
• Shortened loan process length from 2 days to 2 hours, resulting in a 10% increase in new loans.



MACON COUNTY SCHOOL EMPLOYEES FEDERAL CU, Decatur, Illinois • 1998-2014
Branch Manager, Single Branch for a $8 Mil Asset Credit Union
Implemented new programs and services such as debit cards, online banking, vendor bill pay, authentication and overdraft protection. Analyzed member standing to extend loan offers and reduce risk margin. Developed branch processes and policies, such as Secrecy Act, Disaster Recovery and Records Preservation. Hired, evaluated, motivated and advanced employees, raising promising talent to management. Identified and protected credit union from fraud attempts. Negotiated vendor service and supplier contracts. Presented banking seminars to local students. Built excellent customer relations.

• Increased annual income by 15% through favorable service offering introductions.
• Saved over 20% monthly through overtime reduction and new data processing contract.
• Raised net worth 1.4% through carefully analyzed service reductions.
• Dramatically increased Loan to Share from 50% to 80%, realizing net income increase of 54%
• Grew credit card total loans 130%, greatly contributing to revenue


RICK RIDINGS FORD-MERCURY , Monticello, Illinois - May 1998 – October 1998
AUTO SALES CONSULTANT

Sold and Delivered 62 New and Used Vehicles in Six Months.

BILL ABBOTT GM-CHRYSLER INC., Monticello, Illinois – December 1987 – February 1998
FINANCE AND INSURANCE MANAGER for 10 Vehicle Line Dealership

Managed All Financing and Leasing for 700 Vehicle Sales Dealership.
Finished in TOP THREE in BUICK Service Contract Contest.
In Top FIVE Nationally in CHRYSLER SERVICE CONTRACT SALES.

EDUCATION & DEVELOPMENT

Bachelor of Science in Business Administration 1980
Southern Illinois University – Edwardsville, Illinois

Dale Carnegie Leadership Course

H & R BLOCK Income Tax Course - 2018

COMPUTER SKILLS

Microsoft Office (Word, Excel, PowerPoint, Outlook), Windows, Blockworks Income Tax Software, TurboTax Income Tax Software, Adobe Acrobat, and Quick Books Pro.