CV
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CV

Manesh Parmar ? 11 Radical Ride, Wokingham, Berkshire, RG40 4UH ? (+44) 07729 847 336 ? ------------ ? /in/maneshp/

Key Skills
? 87% first time pass in Business Environment for Chartered Institute of Credit Management.
? Supported the growth of Newable Business Finance with assisting in the development of their Risk Based Pricing Model.
? Identified and presented a new market proposal to the CEO of BNP Paribas Leasing Solutions UK.

Relevant Work Experience
Newable, London:
Risk Underwriter 2018 - Present
? Detailed analysis of financial data including company accounts and financial ratios to form a quick decision to comply with the businesses credit and risk policies.
? Monitoring all fraud cases within the business and reporting all PEP’s and Sanctions.
? Assisted in the development of the Risk Based Pricing model which is in use within the business.
Junior Underwriter 2017 – 2018
? Underwriting applications for business loans within the SME industry and briefly within its Commercial Property sector.
? Attended trade shows to market our business and services to various brokers and customers.
? Train new members of staff with our credit processes, code of ethics and risk policies.

BNP Paribas Leasing Solutions UK, Basingstoke
Credit Manager 2015 - 2017
? Selected for the BNP Paribas’s Professional Development Programme.
? Underwriting applications for finance for different sectors within the business – Agriculture (including Renewable Energy), Construction, Commercial Vehicles in SME Businesses and Materials Handling – under a personal mandate of £250k with £800k exposure within the flow and middle ticket sectors.
? Managing expectations between the Joint Venture partners and BNP Paribas and subsequently advising on the feasibility of each deal.
Business Co-Ordinator
? Load and approve new deals from proposal to pay-out stage and throughout the duration.
Project Administrator:
BNP Paribas Leasing Solutions UK, Basingstoke 2013 - 2014
? Chosen to analyse contracts during the annual stress testing by external regulators and assisted in transfer of the business data due to a post IT migration.
Intern:
Devant Ltd, Reading 2010
? Analysed law papers and produced summary reports.
Bookkeeper:
Rishtec Ltd, Reading 2009 - 2010
? Produced monthly expenses and assisted in the company’s Year End accounts.

Courses and Qualifications
Business Environment - Chartered Institute of Credit Management
? 87% first time pass. 2019
Professional Development
BNP Paribas Leasing Solutions UK, Basingstoke 2016 - 2017
? Developed a 20 page proposed for Introducing Drones into BNP Paribas Leasing Solutions and this allowed me to present my idea to the CEO of BNP Paribas Leasing Solutions.
FLA Courses; Foundation in Asset Finance & Essential Credit Underwriting skills 2015
? External course through BNP Paribas to enhance my knowledge with the Asset Finance industry and develop my Credit Underwriting skills.




Other Experience
Group Leader:
Camp Beaumont, Ascot 2011
? Group Leader organising activities for 8-11 year olds.
Front End Sales Assistant
WHSmith, Wokingham 2007 - 2008

Education
Brunel University
BSc (Hons) Mathematics 2010 - 2013
? Final Year Project: Analysing Methods of Value at Risk within a Stock Market Portfolio.
? Project based on Value at Risk statistical analysis where various methods were investigated to ascertain the minimum risk in a financial portfolio using previous live data from 2010-2012 stock prices.
? Key Modules: Ordinary and Partial Differential Equations, Statistics III, Encryption and Data Compression, Risk and Optimisation for Financial Planning, Operational Research and Final Year Project with presentation.
Farnborough Sixth Form College
A-Levels 2007 - 2009
? A2 Levels: Mathematics (A), Geography (B), Economics (C).
? AS Levels: Further Mathematics (B), Art (B).
The Forest School
GCSE’s: 2002 - 2007
? 11 GCSEs all A*-C: Mathematics (A*).

Volunteer Work
Indian Community Association Bracknell
? Compiled sports reports for community events on social media for the members.
? Designed the 20th anniversary logo and clothing for “3 Peaks Charity Mountain Challenge” and negotiated a price with the clothing manufacturer for participants clothing.
Charity Work
? Raised money for charities by participating Reading and Birmingham Half Marathons and Belron International Team Marathon
Farnborough Sixth Form College
? Organised weekly football tournaments for local students.

Skills
Languages
? French GCSE grade B, and basic understanding of Gujarati.
Computing
? Proficient in Microsoft Office including Word, Excel and PowerPoint. Have intermediate knowledge of SPSS, MATLAB and Adobe Photoshop.
Public Speaking
? Hosted several events including large charity functions, birthday & anniversary parties and weddings. Successfully completed University presentations to high standards.

Interests
Sports
? Regularly play football, cricket, enjoy swimming and skiing. Have completed 2 half marathons; Reading and Birmingham, and have participated in a Charity Marathon Relay event.
Art & Creativity
? Founder of a freelance art company, designMP. I draw and paint contemporary art pieces and design company logos based on client’s requests.


References available upon request