Compliance Specialist
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Compliance Specialist







Qualification Certified Anti Money Laundering Specialist (CAMS) who possesses a strong knowledge of Banking and
Summary Financial Services, FINRA, BSA, AML, FinCEN, OFAC, US Patriot Act, state and federal banking requirements. Dynamic business development professional adept at strategic planning and operations management. Ability to work well independently or in a team. Adapts well to changing environments to achieve organizational objectives.

Experience FIU Compliance Officer - Senior AML Investigator
December 2013 – Present JPMorgan Chase & CO Newark, DE
Conduct targeted analyses and special project investigations to support management’s efforts to maintain an adequate control environment that properly mitigates AML risks to the firm.
Undertake reviews of high profile/high risk investigations referred from lines of business, legal counsel, and Senior Management.
Designated investigator for Wealth Management, Private Bank, complex, and significant negative media case scenarios for JPMC’s Financial Intelligence Unit.
Conduct and participate in ad-hoc projects for targeted investigations.
Collaborate with Technology team to produce customized data sets.
Collaboration within a project management team to establish documentation standards and present the newly established standards to our end users; training new investigators; and assisting in the analysis process.
Conduct Law Enforcement outreach, draft FinCEN 314(b) requests, and conduct internal inquiries with Retail and Private Banking units to develop a greater understanding of customer relationships.
Perform transactional analysis and evaluate customer relationships and CIP/KYC profile for money laundering concerns based on identified alerted red flags or subpoena requests and prepare a detailed report of findings.
Use Enhanced Due Diligence in complex cases to gain and develop a clearer understanding of activity.
Disposition cases with a SAR/no SAR determination and complete Suspicious Activity Reports within required time frames.
Perform Inspect and Repair function of teams completed casework.
Work collaboratively with team members to gain insight regarding uncommon or unique scenarios, and to help ensure consistency in processes.

Investor Services Advisor / Retirement Specialist
January 2007 – November 2009 Merrill Lynch Hopewell, NJ
Assist clients in developing investment, savings, and liability management strategies.
Developed customer profiles to satisfy Know Your Customer (KYC) requirements in compliance with the US Patriot Act.
Consolidate client assets to grow deposit base averaging $1.2 million monthly in new money.
Provide personalized advice and guidance to clients based on their goals and objectives.
Educate plan participants on their options available for the management of their 401K plans.
Execute solicited and unsolicited orders for stocks, bonds, mutual funds and CDs.
Identify additional business initiative opportunities to deepen existing client relationships.
Operate in a team environment to achieve personal and team based goals.


Branch Business Banker
November 2004 – September 2006 Citizens Bank Philadelphia, PA
Monitored customer deposit activity in accordance with the Bank Secrecy Act and filed appropriate Suspicious Activity Report (SAR) and Currency Transaction Report (CTR) reports when necessary.
Consistently ranked amongst the top 5 bankers in the Philadelphia, and Montgomery County regions.
Grand Opened New Hatboro, Blair Mill, and Cira Centre Citizens Bank branch locations.
Met and exceeded quarterly goals for retail and business checking, closed loans, and deposit growth.
Networked with various businesses to sell business accounts, loans, and "Bank at Work" program.
Worked in a team environment to build client and deposit base for each of the three new branches.


Senior Loan Officer
September 2003 - October 2004 First Fidelity Mortgage Services Miami Lakes, FL
Generated business using various networking and marketing strategies.
Qualified applicant for mortgage products based on review of credit profile and financial statements.
Coordinated loan process between applicant, lender’s underwriter, appraiser, and processor.

Director
January 2011 – December 2013 Stepping Stone Allied Health Academy Philadelphia, PA
Perform required KYC screening for each student during on boarding process in compliance with Pennsylvania Department of Education requirements.
Perform enhanced due diligence on prospective new students. .
Update internal database with student information.
Develop organizational structure to maximize operational efficiency.
Provided Quarterly Reconciliation reports to the Pennsylvania Department of Education.
Evaluate processes and implement change management to improve performance.
Maintain financial records and book keeping.
Establish and maintain relationships with partner organizations including The American Red Cross, Educare, and the Philadelphia Workforce Development Corporation.
Work as a team to develop new programs for approval by the PA Department of Education.

Certifications Certified Anti Money Laundering Specialist (CAMS), FINRA Series 7 & 66 (Inactive)

Education University of Phoenix Philadelphia, PA
Masters in Business Administration August 2011

University of Pittsburgh Pittsburgh, PA
Bachelor of Science April 2002
Major: Psychology

Languages Proficient in French and Haitian Creole. Intermediate proficiency in Spanish.

Computer Skills Proficient in all Microsoft Office programs. Verafin, Visio, Palantir, Actimize, Lexis Nexis, Bridger, World-Check, Halo, QuickBooks, Adobe Professional, Calyx Point, Optra Forms.